Terms and Conditions

Acceptance of Terms

Welcome to Forbes Digital Lifeline. By accessing our website, purchasing our products, or utilizing our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These terms constitute a legally binding agreement between you and Forbes Digital Lifeline. If you do not agree with any part of these terms, you must discontinue use of our services immediately.

Eligibility and Account Registration

• You must be at least 18 years of age to use our services, or have parental consent and supervision
• You agree to provide accurate, current, and complete information during registration and checkout processes
• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account
• You must notify us immediately of any unauthorized use of your account or security breaches

Permitted Use of Services

Our services are intended for lawful purposes only. You agree not to:

• Engage in any fraudulent, abusive, or illegal activities
• Attempt to compromise the security or integrity of our systems
• Use our services to infringe upon intellectual property rights
• Transmit malicious code or engage in hacking attempts
• Misrepresent your identity or affiliation with any entity

We reserve the right to suspend or terminate accounts that violate these usage terms.

Intellectual Property Rights

All content featured on our website, including but not limited to logos, trademarks, text, graphics, images, and software, is the exclusive property of Forbes Digital Lifeline and is protected by intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from our website without express written permission from Forbes Digital Lifeline.

Product and Service Descriptions

We strive to provide accurate and comprehensive descriptions of our products and services. However, we do not warrant that product descriptions, pricing, or other content is entirely error-free, complete, reliable, or current.

Product prices and availability are subject to change without prior notice. In the event of pricing errors, we reserve the right to cancel orders placed at incorrect prices.

Limitation of Liability

To the maximum extent permitted by law, Forbes Digital Lifeline shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use our services
• Unauthorized access to or alteration of your transmissions or data
• Statements or conduct of any third party on our platform
• Any other matter relating to our services

We are not responsible for delays or failures in performance resulting from causes beyond our reasonable control.

Warranty Disclaimer

Our services are provided on an "as is" and "as available" basis. Forbes Digital Lifeline makes no representations or warranties of any kind, express or implied, regarding the operation of our services or the information, content, or products included therein.

We disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose, to the full extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless Forbes Digital Lifeline, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of our services, your violation of these terms, or your infringement of any intellectual property or other rights of any person or entity.

Modification of Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting the revised terms on our website. Your continued use of our services following the posting of changes constitutes your acceptance of such changes.

We encourage you to periodically review these terms to stay informed of updates.

Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of Ghana. Any disputes arising from or relating to these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Ghana.

Prior to initiating formal proceedings, we encourage you to contact us directly to seek resolution through negotiation or mediation.